Keep Your 3% Mortgage.
Access Your Equity Separately.
 
If you locked in a low rate on your primary mortgage, refinancing it just to pull cash out makes zero financial sense. A standalone 2nd-position HELOC lets you access your equity while keeping your primary low rate locked in place.
 

Explore HELOC Options

 
Standalone HELOCs are protecting 3% primary mortgage rates
 
Why it makes sense
 
 
1
 
 
Primary Low Rate Stays Untouched
 
Keep your existing low fixed mortgage completely intact; no trading a 3% primary rate for a higher cash-out refinance.
 
 
2
 
 
Borrow Only What You Need
 
Works just like a credit card: draw funds up to your credit limit as expenses arise, and only pay interest on what you draw.
 
 
3
 
 
Flexible Revolving Draw Period
 
Enjoy flexible interest-only payment options during the initial draw phase to keep your monthly outgoing cash flow predictable.
 
 
4
 
 
Consolidate High-Interest Debt
 
Wipe out expensive credit card balances or personal loans with a lower, flexible monthly payment backed by your home's equity.
 
 
Your record equity is sitting locked in your walls. Why leave it unused? 
 
 

Start Your HELOC Application

 
 
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Truss Financial Group, LLC dba VA Loan Headquarters & Equity Access Group, 999 Corporate Dr, Ladera Ranch, CA 92694, USA, 888-878-7715