How does a HELOC work for

Banks Said No. We Said Yes, and Landed on the Inc. 5000.

When traditional retail banks tightened credit guidelines, Truss Financial Group built a lending model designed to approve what others decline. Driven by surging demand for Non-QM mortgages and second-lien HELOCs, TFG ranked No. 1,627 on the 2026 Inc. 5000 list with 214% three-year revenue growth.

By partnering with over 90 institutional lending partners, we help self-employed professionals, real estate investors, and equity-rich homeowners secure financing without red tape.

Explore Our Loan Programs

Checking your loan options is quick, simple, and won't affect your credit score.

The Approval Playbook

Mastering non-QM lending and loan underwriting:

QM vs. Non-QM: What’s the Real Difference?

See how Non-QM loans evaluate bank statements, DSCR cash flow, and asset reserves to qualify complex incomes without standard W-2 roadblocks.

Understanding the Underwriting Timeline

Learn the exact step-by-step review process to ensure clean, fast mortgage approvals.

Truss Financial Group, LLC dba VA Loan Headquarters & Equity Access Group, 999 Corporate Dr, Ladera Ranch, CA 92694, USA, 888-878-7715